Smilehot.com (New Version) - Security&Privacy for payment.

Using your credit card at Smilehot.com is completely safe. When you use your credit card to shop at Smilehot.com, rest assured that the transaction is 100% secure. Our servers use Secure Sockets Layer (SSL), an advanced encryption technology that works with Netscape Navigator (versions 2.0 and above), Microsoft Internet Explorer (version 3.0 and above), and AOL (AOL 3.0 and above). This technology safeguards your personal information and guarantees privacy.

Remember, we collect your credit card information via Bank of Asia (Payment gateway supported by Bank of Asia)when you place an order. So you can rely on the security system. All your personal information is protected by Bank of Asia as well.

We have

system that is set by Bank of Asia. You can use your password protected your credit card and verified yourself.

We guarantee that every transaction you make at Smilehot.com. will be 100% safe. This means you pay nothing if unauthorized charges are made to your card as a result of shopping at Smilehot.com.(See details below)

-In the event of unauthorized use of your credit card, you must notify your credit card provider in accordance with its reporting rules and procedures.

About Verified by VISA, a new service offered by VISA International to facilitate a more secured method of payment on-line. You can now shop on-line with a greater peace of mind as your private information is double-protected with: Verified by VISA password, a authorization code only known by yourself; and Personal Assurance Message (PAM) to ensure that the on-line shop is a VISA-authorized merchant. Once you have registered with Verified by VISA, no one would be able to use your card number for on-line payment without knowing your Verified by VISA password.

You can register for Verified by VISA service using any of Bank Asia's Asia VISA credit card or Asia VISA Electron at no cost.

Verified by VISA Benefits

Increased security with Verified by VISA Password and Personal Assurance Message (PAM)
Shop with authorized merchants from worldwide.
Easy registration via www.BankAsia4U.com
Alternative card usage with every type of Bank of Asia's Asia VISA credit card and Asia VISA Electron.

Registrant's Requirement

Rightful holder of every type of Bank of Asia's Asia VISA credit card or Asia VISA Electron.

How to Register

You should own at least one of Bank of Asia's Asia VISA credit card or Asia VISA Electron.
Visit www.BankAsia4U.com and go to Verified by VISA to register
Fill in the on-line secured form with your credit card number and details as required.
Specify your own password and password hint.
Specify your own Personal Assurance Message (PAM)*
Please enter your e-mail address to receive free gifts and benefits from Bank of Asia.
You can use your Verified by VISA password 24 hours after registration.
Please accept the terms and condition to complete the registration process.

* Personal Assurance Message is the message that you specify during registration and only authorized merchant will be able to display the right PAM back to you.

Using Verified by VISA to shop on-line

You can use Verified by VISA service at any on-line merchant that bears the Verified by VISA logo, by simply using Verified by VISA password together with your credit card number.
The merchant will send back your specified PAM for you to confirm. If the PAM sent is different from what you specified during registration, or if there is no PAM sent back to you, that would mean this merchant may not be rightfully authorized by VISA International, and you should cancel the purchasing process immediately.

* In using Verified by VISA via Bank of Asia's debit card (Asia VISA Electron) to make purchase on-line, your account available balance will be checked. If there were sufficient balance, the payment would be made. If there was insufficient balance, but there is an e-Cash applied, the credit line would be checked. However, if both available balance and e-Cash credit line were insufficient, payment would not be possible.

Editing and Canceling Verified by VISA password

If you forgot your Verified by VISA password, you may request for password hint that you specified during registration.
You can edit your Verified by VISA password any time by entering www.BankAsia4U.com and go to Verified by VISA.
You can cancel your Verified by VISA password any time by entering www.BankAsia4U.com and go to Verified by VISA.

More information please clike www.BankAsia4U.com